Home Swapping for Profit: 7 Tips for Home Swapping Success in Any Market

1. Get Ready – Now that you’ve decided to start investing in homes for a profit, it’s time to properly set your goals and expectations in your mind. Calculate how much cash you have available for this investment. Make sure you have enough money to cover a twenty percent down payment, the home remodel, and […]


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7 Reasons You Shouldn’t Die With Bank Mortgage Life Insurance

You just bought a house and the bank approved your mortgage. Now the bank is trying to sell you your mortgage life insurance. You are excited about your new home and want to protect your family in case something happens to you, so you buy insurance thinking you got a good deal. Not necessarily. Bank […]


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A Basic Guide for Foreign Buyers of US Real Estate

As the Great Recessions slowly but surely fade with the hope of an eventual recovery looming on the horizon, foreign buyers and investors are beginning to look for opportunities in the American real estate market again. Even though the housing market’s stable recovery is still “in progress,” many foreigners acknowledge that US real estate is […]


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Missouri Payroll, Unique Aspects of Missouri Payroll Law and Practice

The Missouri State Agency that oversees the collection and reporting of state income taxes deducted from payroll checks is: revenue Department Tax and Collection Division Withholding Tax Section P.O. Box 3375 Jefferson City, MO 65105-3375 (573) 751-5752 http://www.dor.mo.gov/ Missouri requires you to use the Missouri form “MO-W4, Employee’s Withholding Allowance Certificate” instead of a federal […]


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History of gas fires

William Murdoch introduced the concept of gas for domestic use in 1812, and for the next 60 to 70 years the fuel was almost exclusively for lighting. It produced a much stronger light than candles or oil lamps, it could circulate through the houses of the upper and emerging middle classes and remain lit in […]


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